FREEPHONE 0330 058 1579
7 Days a Week 08:00 - 20:00

Equity Release: Facts, Guidance & Advice

The Complete Guide To Equity Release

Read Now

How much money can you release?

Our equity release calculator is FREE
and easy to use.
Simply complete the form below.

It takes less than 30 seconds

What is equity release?

Knowing what to look for when getting an equity release can help homeowners avoid making costly mistakes or risk losing money. Whether getting an equity release is a safe or wise decision will likely depend on a person’s financial standing along with many factors and priorities along the way.

5 key reasons why equity release is becoming so popular:

  • Allows you to release money right now
  • Enjoy life and be financially comfortable as you age
  • Interest rates that first apply to the funding are fixed for life
  • You don’t want to move to a smaller house
  • You can take the money in one lump sum or smaller instalments

However, equity release won’t always be your best option, and this website attempts to educate you on the circumstances when equity release may and may not be best for certain situations, although this advice is general in nature, and not specific to anyone’s particular set of facts. You can read about some of the specific drawbacks of equity release here

If you contact us for more information, Equity Release Warehouse is able to forward your details to one of our third party financial advisors. The service we offer is free of charge to you, however, we typically receive a commission from the advisory firm if you take out equity release. You can learn about how we make money here. We are also able to signpost you to one of the many charities who may be able to help you achieve your financial goals without taking out equity release, such as StepChange, Citizens Advice and the Money and Pensions Service.

Call free on: 0330 058 1579

To find out how much equity you could release tax-free, call our helpline today.

  • The money you release is tax free
  • You can still own your home
  • There’s no need for monthly repayments
  • You can use the money however you wish
  • You can take the money in one lump sum or smaller installments

Or if you prefer, you can request a free guide that tells you everything you need to know about equity release.


What is equity release?
Equity Release Calculator
Equity Release Plans
How does equity release work?
Is Equity Release Safe?
Equity Release FAQs

How much equity could I release?

The amount of equity you can release depends on your age, house value, and on how much of your mortgage is paid off. Most people release between 20-50% of the equity in their home, typically between £10,000-£100,000.

Because house prices have risen over the years, the equity you have in yours could be significant.

For example, if your home is worth £250,000 and you have an outstanding mortgage of £50,000, you would have £200,000 equity.

To find out how much equity you could release, try our 60 second calculator below.

Equity release calculator

  • Instant, online results
  • Quick, easy and free to use
  • Just fill in a few details and we'll do the sums for you
  • No obligation to purchase

We may use your email address to contact you about your enquiry.
More information about how we use and secure your data is in our Privacy Policy

Almost there...

  • Friendly, UK based helpline to answer any questions you have
  • Receive a free equity release guide in the post

By supplying your address and telephone number, you are confirming that you are happy for us to mail or call you about your enquiry.
More information about how we use and secure your data is in our Privacy Policy

Your results

Based on this information, you could release between:

£10,000 -

You may be able to take this as a lump sum, or in smaller instalments as and when you need them.

Any remaining mortgage you have on your property will need to be repaid using the money you release.

Remember this is just an estimate and it is worth calling us for a personal illustration.

What happens next?

  • A guide is on its way to you for you to read in your own time
  • If you've provided your phone number, someone from our small, friendly, UK team will give you a call shortly
  • Alternatively, you can request a call for a time that suits you

Trusted Providers

What would you like to know?

What is Equity Release?

Find the answer to all your Equity Release questions here.

What is Equity Release?
How Much Can I Release?

Find out how much you can release.

How Much Can I Release?
Can I pay equity release back early?

Discover how we've helped people and what they have to say.

Payback early
What are the costs?

Learn about the costs you can expect to pay when you release equity.

Is Equity Release Safe?

We're here to relieve any concerns you might have.

Family Members
Any other questions?

If you have any other queries, you'll find the answer here.