NatWest does not currently offer equity release. NatWest may refer you to one of its affiliate equity release lenders, but it’s usually much better to seek out the services of an independent financial advisor who can search the ‘whole of market’ and thus help you get the best possible deal. This is also important if you see a ‘lump sum’ deal, typically to pay back an interest-only mortgage, because the amount of interest you will pay back on a compound basis will probably be a lot higher than people taking out equity release on a ‘drawdown’ basis. You can complete the form below to find out how much equity you can release, and a member of our team will contact you to find out how we can help.
NatWest is a bank, and banks do not tend to offer equity release directly. Insurance companies utilise their annuity funds to invest in the UK property market, and equity release is one vehicle which allows them to do this. This is based on their assumption that the UK property market will continue to increase in value year-on-year, an assumption that largely holds up to be true. This allows them to achieve a positive return on investment when using their clients’ money to fund equity release loans. In contrast, banks are largely prohibited from using their clients’ money in this way. Banks are also regulated by the Prudential Regulation Authority (PRA), which sets strict guidelines as to how much banks can assign money to different assets.
Complete the equity release calculator below to find out how much money you can release.
Use the equity release calculator below to discover how much money you could release from your home, for anything from bills to the purchase of a second home or a holiday home. Once you have received the estimate from our lifetime mortgage calculator, contact us for financial advice relating to equity release, and we will inform you of the further details that may affect your decision such as interest rates, receiving a lump sum vs regular instalments, and the repayment requirements.
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