Freephone: 0330 058 1579
Equity release is becoming more and more popular for pensioners in the UK, and we are aware that it isn’t easy to navigate the process.
We don’t want anyone to miss out on being able to unlock money that is tied up in their property simply because they don’t know where to find the right advice.
On our website, we equip you with all the knowledge you need to make a sensible decision regarding taking out equity.
However, Equity Release Warehouse does not give specific advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority.
There are many other avenues you could go down to learn more about equity release, so why reach out to Equity Release Warehouse?
We will support you as you weigh up the pros and cons rather than pressuring you into releasing equity.
Our work is widespread across the UK, so we help people from Scotland down to Cornwall, and everywhere in-between.
This means you do not have to live in a major city to benefit from our services. The same applies for finding a solicitor and a mortgage adviser, as we have contacts all over the UK and we can point you in the direction of prestigious firms.
When it comes to equity release plans, there is not one we are not aware of. As you can see from our plans page, we are updated on all of the possible equity release arrangements, from the most traditional to the most modern.
Finally, we are not stingy with our resources. We have a free equity release calculator on our website for prospective customers to use, and there is no obligation to contact us after you have used this tool.
Equity Release Warehouse does not provide advice on specific financial products. Instead, we act as an introducer for FCA-Regulated entities, that instructs a financial advisor to work on your behalf.
We are compensated for referring you to our commercial partners by way of commission. This typically involves a percentage of the procuration fees (the fee the lender pays to the advisor) and the advisory fee that the advisor is paid. This statement is made in compliance with Rule 2.3 of the ASA Code.
Whilst we generally advocate equity release under some circumstances, we have made a substantial effort to point out when equity release might not be the most suitable option. Most of the pages on this website either point out the potential pitfalls of equity release, or link to the dedicated page that details these potential pitfalls.
We also link to organisations that can help you achieve your goals in ways that do not involve equity release. We do this in the interest of giving our readers a true and fair view of the options open to them, and this policy will never change as long as we retain control of this website.
You may like the sound of Equity Release Warehouse, but we believe you cannot make the decision to choose us until you know our company values, as they are at the core of every action we take:
As we mentioned above, we will always discuss the negative aspects of equity release as well as the positive. If you are not a suitable candidate for equity release, we will not hesitate to inform you of this.
To be eligible, you must be at least 55 years old, you must be a homeowner, and your property must be worth at least £70,000.
If these do not apply to you, we will help you to find an alternative or to consider equity release for the future if this is possible.
Though you will see that our website addresses many of your questions about equity release, we are not content to leave it there. We want to flood you with knowledge about equity release schemes, so we are always adding to our site.
One way that we do this is by uploading blogs to our site on a regular basis, tackling specific topics such as legal issues relating to equity release, inheritance tax, and borrowing in retirement. Soon, there will be a blog for every question you can think of.
We were passionate about making our initial consultation free, and this is because we believe everyone deserves the opportunity to learn about equity release from an unbiased specialist.
Given that this scheme is designed for people who need financial help, we believe it is only fair to make the first step of the process free.
We are also aware that some people are not in the position to be able to organise equity release for themselves, so we are prepared to step in and help with every little detail if necessary, from choosing a plan to sending off an application.
Though we would like to discuss the ins and outs of equity release over the phone with you, it can be useful to hear some of our top tips:
Going into equity release without planning is a terrible idea. You should make the most of the resources available to you and spend time deciding which scheme would be the best for you.
This also includes doing your research into different equity release providers by looking at our suggestions on our website and looking for reviews on websites such as Trustpilot. The provider can make or break the scheme, so you must ensure you select one that is trustworthy.
You may be excited to receive your loan and therefore overlook the end result of equity release slightly. However, you must consider the effect it will have on your family when you pass away or move into long-term care.
Are you prepared for your family to receive less money than they would have otherwise? Do you want to protect your loved ones’ inheritance? Do you have a no negative equity guarantee as part of your scheme?
These questions are not enjoyable to ponder, but they are necessary as you do not want to end up regretting your decision as you near the end of your life.
We highly recommend doing this as it will demonstrate how equity release will affect you in a clear way, rather than providing a general idea. Personalised illustrations show all the features and risks of equity release, so you have everything you need in one area to weigh up the pros and cons.
In many cases, the adviser will automatically show you a personalised illustration, which is a great sign that they are going to be competent, but if this does not occur, please request one.
At Equity Release Warehouse, we take your privacy seriously. Before we forward your details onto our commercial partners, we will always seek your permission to do so. We do not retain any of your details for longer than reasonably needed.
Our ICO registration number is ZB572393.
To speak to Equity Release Warehouse, you can either call us directly on 0330 058 1579 or fill in your details on this contact form and request a call-back. We are happy with either option, but it goes without saying that you will get a quicker response if you call directly.
You are more than welcome to call us and ask us to explain equity release in detail to you, as we do this for many customers. Yet, if you already know a lot about this topic and you want us to answer your specific questions, please inform us of this and we will act accordingly.
At the end of the day, our number one priority is to present you with your options for equity release, so we don’t mind how this happens as long as it does happen. We will never chase you if you decide against equity release, so don’t worry about us having your contact details.
To Provide Friendly, Efficient Advice For The Life Of Your Mortgage.
We are hear to answer all of your equity release FAQs. Clear any confusion with this list of commonly asked questions and their answers.Learn More
There are two kinds of equity release plan, and these are lifetime mortgages and home reversion.Learn More
Use the equity release calculator below to discover how much money you could release from your home.Learn More