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Tom Philips is a spokesperson and financial services enthusiast at Equity Release Warehouse, a UK-based service focused on helping homeowners understand equity release, lifetime mortgages, and later-life lending options. His work is connected with making equity release information clearer, more accessible, and easier to navigate for people considering how to unlock value from their property in retirement.
At Equity Release Warehouse, Tom is frequently linked with guidance covering lifetime mortgages, home reversion plans, and general equity release advice across different UK locations. Several location pages on the Equity Release Warehouse website list content as reviewed by Tom Philips, reflecting his role in supporting informative, consumer-facing resources for homeowners.
Tom’s professional focus centres on helping people understand both the opportunities and responsibilities involved in equity release. This includes explaining how products work, what homeowners may be eligible for, and the importance of considering long-term financial implications before making a decision.
He has also commented publicly on standards within the later-life lending sector. In 2023, Tom was quoted in relation to the FCA’s review of later-life mortgage promotions, highlighting the importance of accurate and responsible communication in the equity release market.
Through his work with Equity Release Warehouse, Tom Philips is associated with a practical, advice-led approach to equity release education. His role involves helping homeowners access straightforward information, understand the options available to them, and approach later-life lending decisions with greater confidence and care.

Peter Rylott is an experienced equity release specialist based in Frodsham, England, with a long-standing background in regulated financial advice. Peter holds qualifications including CII Dip PFS, CeRER and MAQ, reflecting specialist knowledge across financial planning, mortgage advice and later-life lending.
With more than two decades of experience in a role requiring FCA-regulated permissions, Peter has built his career around helping clients understand mortgage and equity release options. His permitted activities include advising on and arranging equity release transactions, a regulated area that requires care, technical knowledge and a clear understanding of customers’ long-term needs.
Peter’s work focuses on supporting homeowners, typically in later life, who are considering ways to access the wealth tied up in their property. This may include explaining lifetime mortgages, home reversion plans, interest-only options for over-55s and the wider implications of using property wealth as part of retirement planning.
Peter is also referenced by the Equity Release Council in member updates, placing him within the recognised professional community for the UK equity release sector. The Council’s membership framework is an important marker in a market where standards, consumer protection and responsible advice are central to client confidence.
Through his work, Peter Rylott is associated with a practical, advice-led approach to equity release. His role is to help clients understand their options clearly, weigh the benefits and risks, and make informed decisions about whether releasing equity from their home is suitable for their circumstances.
You can find Peter on LinkedIn.
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We are hear to answer all of your equity release FAQs. Clear any confusion with this list of commonly asked questions and their answers.
Learn MoreThere are two kinds of equity release plan, and these are lifetime mortgages and home reversion.
Learn MoreUse the equity release calculator below to discover how much money you could release from your home.
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