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Pension Credits: Eligibility, How it Works & How to Get It

Pension Credits: Eligibility, How it Works & How to Get It

April 17, 2024

Pension Credit is a great option for anyone who’s reached state pension age who wants to top up their income in retirement. Whilst this can be a great help for lots of retirees, a study […]


November 1, 2023

Can I Do Equity Release If I Have Japanese Knotweed?

Can I Do Equity Release If I Have Japanese Knotweed?

Japanese knotweed is an invasive weed that can cause you some issues when it comes to your property, getting a mortgage and applying for an equity release loan. This is because Japanese knotweed can cause […]

October 12, 2023

What is a Retirement Interest Only Mortgage: Benefits, Disadvantages, Eligibility & Vs Equity Release

What is a Retirement Interest Only Mortgage: Benefits, Disadvantages, Eligibility & Vs Equity Release

The older you get, the harder it becomes to adapt your mortgage terms. Retirement interest-only (RIO) mortgages were introduced with this in mind. They offer older people the opportunity to release money from their home […]

October 1, 2023

Protecting Your Mental Health In Retirement

Protecting Your Mental Health In Retirement

Protecting your mental health in retirement is essential. You are going through a huge transition that takes time to adapt to, and if you neglect yourself in the midst of this, you could end up […]

September 25, 2023

Does Equity Release Affect Jobseeker’s Allowance?

Does Equity Release Affect Jobseeker’s Allowance?

Jobseeker’s Allowance (JSA) is a state benefit for people who are currently unemployed, and are in the process of finding full-time paid work (1). The taxable funding from JSA is available to people in England, […]

September 19, 2023

Does Equity Release Affect Employment And Support Allowance (ESA)?

Does Equity Release Affect Employment And Support Allowance (ESA)?

Employment and Support Allowance (ESA) is a state benefit that can be claimed if you are unable to work due to an illness or disability (1). It is paid directly to the claimant every fortnight. […]

September 12, 2023

Does Equity Release Affect Attendance Allowance?

Does Equity Release Affect Attendance Allowance?

Attendance Allowance is a government benefit available to individuals of State Pension age who require care due to having a severe disability (1). This can be a physical or mental disability. As this form of […]

September 6, 2023

Will Equity Release Affect My Pension Credit?

Will Equity Release Affect My Pension Credit?

Lots of people worry that taking out equity release loans will affect their eligibility to apply for means-tested benefits, including pension credit. Unfortunately, taking out an equity release loan will have a significant effect on […]

August 30, 2023

Does Equity Release Affect Disability Living Allowance?

Does Equity Release Affect Disability Living Allowance?

If you are currently considering equity release, then you might be questioning ‘Does equity release affect disability living allowance?’ Thankfully, this is not the case, as discussed further below. Does equity release affect disability living […]

August 23, 2023

Does Equity Release Affect Council Tax Support?

Does Equity Release Affect Council Tax Support?

Taking out an equity release loan is a huge decision, which can have a huge impact on your financial situation. For example, taking out an equity release loan might impact your eligibility for means-tested benefits, […]