Before we get into equity release pitfalls you should avoid, we want to outline the pros of the equity release scheme. Firstly, equity release provides homeowners with the opportunity to access money when they may […]

The cost of living crisis this winter is affecting people of all ages across the UK. However, it is disproportionately affecting older people who are on low or modest income, and therefore pensioners, more than […]

The most obvious reason you should consider budget planning is that it will prevent you from getting into debt, as you will be able to keep an eye on your finances and spend less than […]

To help you better understand equity release interest rates, we are going to introduce you to a few terms that you will frequently read about when researching this topic. 1. Compound Interest Compound interest, also […]

If you are asking whether you can work beyond retirement age, the answer is yes, and many people do. If, on the other hand, you are questioning whether you can return to work after you […]

According to a recent study looking into UK savings statistics carried out by GOV.UK, approximately 12 million people across the UK took out an Adult ISA savings account between 2020 and 2021 [1]. Whilst this […]

The Equity Release Council is an organisation that seeks to monitor the equity release scheme in the UK to ensure it is as safe as possible. It was created in 1991 to help combat the […]

As retirement is a milestone that most of us reach, you may be wondering why it is something you should make time to mentally prepare for. The truth is that too many pensioners have not […]

There are different definitions and measures of poverty in the UK depending on whether someone is single or in a relationship, whether they have children, and whether they are working. As this article is focused […]