Studies have shown that across the UK, the public have a very limited understanding of pensions. In fact, a study carried out by the Institute of Fiscal Studies [1] showed that only 20% of individuals […]

With an ageing population, there is an increasing need for care homes in the UK. When it comes to equity release, your equity release plan or loan will continue until either after you pass away […]

For many people, one of the many perks of reaching 60 years olds is getting access to free or discounted travel, including your free bus pass and senior rail card. Using public transport as you […]

Equity release is a type of mortgage that allows people aged 55 or over release the money that has been tied up in their home. They won’t be charged tax on this amount and will […]

Legal & General have released a new equity release product, called a Payment Term Lifetime Mortgage. This type of mortgage is available to anyone aged 50 or over, who are currently still working but looking […]

Mis-sold equity release happens when an equity release customer signs up to get a loan without understanding the scheme. This can have devastating consequences, as it is difficult to come out of equity release once […]

The equity release industry is growing year on year, with demand likely to increase due to increasing property prices and relatively low interest rates when it comes to equity release. With the rise in the […]

Japanese knotweed is an invasive weed that can cause you some issues when it comes to your property, getting a mortgage and applying for an equity release loan. This is because Japanese knotweed can cause […]

The older you get, the harder it becomes to adapt your mortgage terms. Retirement interest-only (RIO) mortgages were introduced with this in mind. They offer older people the opportunity to release money from their home […]